Peace of Mind is knowing your financing is totally done upfront, before you start looking at properties! This allows you to relax and focus on finding the perfect property.
My "Certified Homebuyer Program" does exactly that. Your credit, income and assets are approved upfront by an Underwriter. No fear; No embarassment; Peace of Mind knowing your financing is complete and in place. This is one way my team and I make home buying "an enjoyable & referrable experience!"
Peace of Mind is having all the facts and options available to you with a refinance. This allows you to make the best decision for you and your family.
My "Total Home Analysis" is free and only takes about 20 minutes. We take a deep dive into all the facets of home ownership; many you've not even considered; we pinpoint areas of savings; identify potential pitfalls and share how to avoid them.
I believe in serving others, sharing my expertise and leaving them better off for the experience. It's not just good business, it's "The Golden Rule!"
There are 10,000 lenders out there to choose from and a loan officer on every corner. Unfortunately, too many of them are former telemarketers, dialing for dollars, hoping you don't do your research. Not everyone strives for excellence; Not everyone has the heart of a teacher; Nor has the personal experience to help you navigate the complexities of the largest financial purchase of your life.
I am so fortunate to have been taught by some of the best in the industry. As a former Underwriter with Countrywide Home Loans, I know more than just how to pre-qualify a client. More importantly, I know how to structure loans and make the system work for you, to save you money. In other words, I close!!!!
Over the years, my wife, Sharon and I have owned 5 homes. If you include refinances and 2nd mortgages, we've had 9 different loans, with 9 different lenders and 9 different loan offices and not a single one did we use a second time. Why? They went dark on the communication, treated us like a number and could care less about us. I promised myself that I would never do that to my clients. Every client deserves my best and to be treated like a millionaire! Every client, every time, no exceptions.
On a personal level, I believe in serving others, sharing my expertise and leaving them better off for the experience. It's not just good business, it's "The Golden Rule!" Check out my reviews to see what my clients say!
John W. Lann